This is where you’ll find some of our thoughts on industry developments and other topics of interest. At times, we come across interesting articles from others that we feel need to be shared.

Investing with new managers – implementing an effective incubator program
June 2015
In this article, Tomi Kulcsar from Mosaic explores the risks and rewards of investing with new managers and provides guidelines on how to establish an effective incubator program.
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Saving for retirement - is your contribution rate and investment strategy appropriate?
June 2016
In this article, Tomi Kulcsar explores the impact of different savings rates and starting ages on an individuals net replacement ratio. He also discusses the impact of different investment strategies on expected income at retirement.
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